Every year, we seem to experience damaging storms like last year’s Hurricane Harvey and Hurricane Maria. And hurricanes aren’t the only natural disasters we have to worry about. This time of year also brings wildfires, tornados and other potentially disastrous weather conditions. When a hurricane, wildfire or other natural disaster hits, many people aren’t prepared: Dealing with damage to your home or being forced to evacuate for days, weeks or…

If you’re a safe driver who obeys traffic laws, you’ll pay lower car insurance premiums than your neighbor who has several speeding tickets on his driving record. How much more will you have to pay for car insurance if your driving record isn’t spotless? It depends on what your traffic violations were and when they happened, as well as the insurance company’s rating system. Violations and Accidents Law enforcement officers…

When Steven Hsu, a software engineer in New York City, read on a technology website about saving money on car insurance with Gabi, he was intrigued. “Gabi seemed legit and easy to use, and there was no obligation to switch to a new insurance company,” he says. “I thought, ‘Why not give it a try?’” Saving Money After Hsu entered his current insurance policy information into the Gabi tool, Gabi…

How accurate are insurance comparison tools? As these tools have sprouted up all over the Internet, it’s a fair question—and the answer depends on which type of tool you’re using. There are two types of insurance comparison tools. The first is owned and engineered by a specific insurance company, such as Progressive or Geico. These tools are designed to allow you to compare multiple policies from that single provider. Some…

When you bought that cheap TV on Craigslist and it stopped working a week later, your roommate may have said: You get what you pay for. It’s a classic adage that means if you want high value, you must pay a higher price. While the saying holds true in some cases (cheap toilet paper, anyone?), it’s not a universal truth. In some cases, you truly can save money and still…

The Travelers Companies is the third largest provider of personal insurance in the United States through independent agents. Travelers provides insurance products to both businesses and individuals in the United States, Canada, the United Kingdom, Ireland and Brazil. Travelers insurance is sold through about 14,000 independent agents and brokers. The company generated revenues of about $29 billion in 2017. Company Roots: Today’s Travelers Companies is a conglomeration of several historical…