Here’s What You Need to Know About Hazard Insurance

Here’s What You Need to Know About Hazard Insurance

Anytime you take out a home mortgage, your lender will require you to purchase a hazard policy. This insurance product is designed to protect both your new property and the lender’s investment, but what exactly does it cover? What is a Hazard Insurance Policy? Throughout the mortgage process, your lender will…

Everything You Need to Know About Title Insurance

Everything You Need to Know About Title Insurance

If you’re in the process of buying a new property, you may have come across mention of title insurance. This product is a mandatory part of the buying process with most lenders — but what exactly is it and what does it cover? What is Title Insurance? Anytime you purchase a…

How to Lower Your Homeowners Insurance Premium

How to Lower Your Homeowners Insurance Premium

If you’re looking for the lowest home insurance quotes, you’re not alone. Homeowners insurance is a necessity, as it protects your most valuable investment – but nobody wants to overpay for it.   Want to lower your homeowners insurance premiums? Consider taking these steps. Increase your deductible When you make an insurance…

Flood Insurance:  What Homeowners Need to Know

Flood Insurance: What Homeowners Need to Know

Did you know that having a homeowner’s insurance policy doesn’t mean you have flood insurance? In fact, standard home insurance does not include flood insurance. And as flooding becomes more common, you may want to consider getting it. That’s because flood damage to your home can be very expensive. Just one…

Do Home & Auto Insurance Cover Natural Disasters?

Do Home & Auto Insurance Cover Natural Disasters?

Every year, we seem to experience damaging storms like last year’s Hurricane Harvey and Hurricane Maria. And hurricanes aren’t the only natural disasters we have to worry about. This time of year also brings wildfires, tornados and other potentially disastrous weather conditions. When a hurricane, wildfire or other natural disaster hits,…

Are Online Insurance Quotes Accurate?

Are Online Insurance Quotes Accurate?

How accurate are insurance comparison tools? As these tools have sprouted up all over the Internet, it’s a fair question—and the answer depends on which type of tool you’re using. There are two types of insurance comparison tools. The first is owned and engineered by a specific insurance company, such as…

Lower Price Insurance Can Still Offer High-Touch Service

Lower Price Insurance Can Still Offer High-Touch Service

When you bought that cheap TV on Craigslist and it stopped working a week later, your roommate may have said: You get what you pay for. It’s a classic adage that means if you want high value, you must pay a higher price. While the saying holds true in some cases…

How much homeowners insurance do I need?

How much homeowners insurance do I need?

Your home is likely your most valuable investment, and the right homeowners insurance can protect that investment against the risk of fire, hail and other damages. But your insurer will only pay for as much as your policy warrants, so it’s crucial to make sure you have enough insurance to cover…