How Your Driving Record Affects Your Insurance Rate

How Your Driving Record Affects Your Insurance Rate

If you’re a safe driver who obeys traffic laws, you’ll pay lower car insurance premiums than your neighbor who has several speeding tickets on his driving record. How much more will you have to pay for car insurance if your driving record isn’t spotless? It depends on what your traffic violations…

Software Engineer Saves Money, Gets $100 Amazon Gift Card Reward

Software Engineer Saves Money, Gets $100 Amazon Gift Card Reward

When Steven Hsu, a software engineer in New York City, read on a technology website about saving money on car insurance with Gabi, he was intrigued. “Gabi seemed legit and easy to use, and there was no obligation to switch to a new insurance company,” he says. “I thought, ‘Why not…

Are You Getting a True Comparison?

Are You Getting a True Comparison?

How accurate are insurance comparison tools? As these tools have sprouted up all over the Internet, it’s a fair question—and the answer depends on which type of tool you’re using. There are two types of insurance comparison tools. The first is owned and engineered by a specific insurance company, such as…

Lower Price Insurance Can Still Offer High-Touch Service

Lower Price Insurance Can Still Offer High-Touch Service

When you bought that cheap TV on Craigslist and it stopped working a week later, your roommate may have said: You get what you pay for. It’s a classic adage that means if you want high value, you must pay a higher price. While the saying holds true in some cases…

Everything You Need to Know About Collision Insurance

Everything You Need to Know About Collision Insurance

State laws require drivers to purchase liability insurance, which covers the damage to another person’s car if you cause an accident, but there’s no requirement to carry insurance to repair your own car. Collision insurance helps pay for damages to your car if you crash into another car or object or…

What You Need to Know About Comprehensive Car Insurance

What You Need to Know About Comprehensive Car Insurance

You’re not required to purchase comprehensive car insurance in any state, but it may still be a smart move. Comprehensive insurance covers damages to your car caused by anything other than hitting another car, such as flooding, fire, hail, falling objects or riots, and pays for the value of your car…

Three Ways to Lower Your Monthly Car Insurance Payments

Three Ways to Lower Your Monthly Car Insurance Payments

Have you ever found a twenty dollar bill in your pant pocket that you didn’t know you had? It’s quite a joyous occasion. Now imagine you had a pocket that may contain several dozen twenty-dollar bills. You’d probably check it, no?

Slashing your monthly auto insurance bill by hundreds of dollars is pretty much the same thing. Luckily it only takes a few steps.

When an Accident Isn’t Your Fault: Use the CRASH Method

When an Accident Isn’t Your Fault: Use the CRASH Method

Knowing what to do immediately after a car accident can be difficult–let alone one where someone else is at fault. Obviously the first order of concern is everyone’s health and wellbeing.

Even if there are no injuries, emotions and adrenaline will be running high, and this fact may understandably impair your decision making. Here’s what to do to ensure that you’re not left with a huge bill on top of your traumatic experience.