How Important is PIP Coverage in My Auto Policy?

How Important is PIP Coverage in My Auto Policy?

You already know that having a valid auto insurance policy is mandatory if you want to get behind the wheel of a car. But while liability coverage is the only requirement in most states, some will also mandate that you carry a certain level of personal injury protection (PIP) insurance. Even…

Buying a Car vs Leasing: What You Need to Know

Buying a Car vs Leasing: What You Need to Know

When it comes to getting a new set of wheels, you may debate leasing a new car versus buying one. While both options have merit, the one that’s right for you will depend on a few personal factors: namely, your financial situation and what kind of car owner you are.  So,…

Why Texting and Driving is the Ultimate Road Hazard

Why Texting and Driving is the Ultimate Road Hazard

On the roads today, potential distractions abound. Whether we are changing the radio station, eating on the go, or breaking up a sibling dispute in the backseat, it can be easy to take some of our attention off the road. In fact, since the beginning of the driving era, vehicle operators…

How Do I Find Out if I Have Car Insurance?

How Do I Find Out if I Have Car Insurance?

Sometimes you need to know how to check your car insurance. If you’ve always relied on someone else to maintain your car insurance, such as your parents or spouse, the day may come when you have to take over. If that happens, you need to verify that you have car insurance…

How is Car Insurance Calculated?

How is Car Insurance Calculated?

The amount you pay for car insurance can vary based on a number of different variables. Another driver who has a car exactly like yours could be paying a wildly different amount for car insurance than you do.  If you’re wondering how car insurance works, it’s helpful to understand these seven…

What’s Considered a Clean Driving Record

What’s Considered a Clean Driving Record

If you’re a safe driver who obeys traffic laws, you’ll pay lower car insurance premiums than your neighbor who has several speeding tickets on his driving record. How much more will you have to pay for car insurance if your driving record isn’t spotless? It depends on what your traffic violations…

Are Online Insurance Quotes Accurate?

Are Online Insurance Quotes Accurate?

How accurate are insurance comparison tools? As these tools have sprouted up all over the Internet, it’s a fair question—and the answer depends on which type of tool you’re using. There are two types of insurance comparison tools. The first is owned and engineered by a specific insurance company, such as…

Lower Price Insurance Can Still Offer High-Touch Service

Lower Price Insurance Can Still Offer High-Touch Service

When you bought that cheap TV on Craigslist and it stopped working a week later, your roommate may have said: You get what you pay for. It’s a classic adage that means if you want high value, you must pay a higher price. While the saying holds true in some cases…