test
Why Texting and Driving is the Ultimate Road Hazard

Why Texting and Driving is the Ultimate Road Hazard

On the roads today, potential distractions abound. Whether we are changing the radio station, eating on the go, or breaking up a sibling dispute in the backseat, it can be easy to take some of our attention off the road. In fact, since the beginning of the driving era, vehicle operators…

Here’s What You Need to Know About Hazard Insurance

Here’s What You Need to Know About Hazard Insurance

Anytime you take out a home mortgage, your lender will require you to purchase a hazard policy. This insurance product is designed to protect both your new property and the lender’s investment, but what exactly does it cover? What is a Hazard Insurance Policy? Throughout the mortgage process, your lender will…

Everything You Need to Know About Title Insurance

Everything You Need to Know About Title Insurance

If you’re in the process of buying a new property, you may have come across mention of title insurance. This product is a mandatory part of the buying process with most lenders — but what exactly is it and what does it cover? What is Title Insurance? Anytime you purchase a…

How Do I Find Out if I Have Car Insurance?

How Do I Find Out if I Have Car Insurance?

Sometimes you need to know how to check your car insurance. If you’ve always relied on someone else to maintain your car insurance, such as your parents or spouse, the day may come when you have to take over. If that happens, you need to verify that you have car insurance…

How to Lower Your Homeowners Insurance Premium

How to Lower Your Homeowners Insurance Premium

If you’re looking for the lowest home insurance quotes, you’re not alone. Homeowners insurance is a necessity, as it protects your most valuable investment – but nobody wants to overpay for it.   Want to lower your homeowners insurance premiums? Consider taking these steps. Increase your deductible When you make an insurance…

Flood Insurance:  What Homeowners Need to Know

Flood Insurance: What Homeowners Need to Know

Did you know that having a homeowner’s insurance policy doesn’t mean you have flood insurance? In fact, standard home insurance does not include flood insurance. And as flooding becomes more common, you may want to consider getting it. That’s because flood damage to your home can be very expensive. Just one…

How is Car Insurance Calculated?

How is Car Insurance Calculated?

The amount you pay for car insurance can vary based on a number of different variables. Another driver who has a car exactly like yours could be paying a wildly different amount for car insurance than you do.  If you’re wondering how car insurance works, it’s helpful to understand these seven…

Do Home & Auto Insurance Cover Natural Disasters?

Do Home & Auto Insurance Cover Natural Disasters?

Every year, we seem to experience damaging storms like last year’s Hurricane Harvey and Hurricane Maria. And hurricanes aren’t the only natural disasters we have to worry about. This time of year also brings wildfires, tornados and other potentially disastrous weather conditions. When a hurricane, wildfire or other natural disaster hits,…

What’s Considered a Clean Driving Record

What’s Considered a Clean Driving Record

If you’re a safe driver who obeys traffic laws, you’ll pay lower car insurance premiums than your neighbor who has several speeding tickets on his driving record. How much more will you have to pay for car insurance if your driving record isn’t spotless? It depends on what your traffic violations…