Frequent Questions

What is Gabi?

Gabi is a personal insurance shopper. You submit your current insurance and we shop around for you to find you a better deal. We do that at signup and at each renewal of your policy! Takes 2 minutes, is free and we never spam or cold-call you.

What kind of insurance does Gabi help with?

We review and comparison shop for your car, home, renters, condo and umbrella insurance.

How much does Gabi cost?

Gabi is 100% free. We never charge for our services. No hidden fees, no add-ons.

How much can I save by using Gabi?

We are finding a better offer for 70% of our customers. Average savings of $460 per year.

How does Gabi get compensated?

Legally we are an insurance broker. We receive commission from the insurance companies when we sell their insurance policies. But we even tell you about the rates we find from companies that do not pay us. We do that because we believe in full transparency and therefore want to tell you about all options out there.

Is Gabi a licensed insurance broker?

Yes, Gabi Personal Insurance Agency, Inc. is a licensed insurance broker in our “home state” California and in most other states in the US. You can see all our licenses here

Will Gabi sell my data and will I get bombarded with phone calls and emails?

No. Gabi keeps your data secure and does not share it with third parties. You will not receive phone calls from agents or insurance companies - you will only get phone calls from us if you ask for it. You will not get emails from third parties.

How does Gabi get my insurance so that it can be shopped around?

You can either link your online insurance accounts or send us PDFs of your policies to

How long does it take after signup to get my offer?

In most cases you will get a better offer instantly after signup. It literally takes 2 minutes. Sometimes we can not process your insurance policy automatically - then it takes up to 48 hours to get your offer.

Can I switch my current insurance to a cheaper provider anytime?

Yes, you can switch anytime and you will get the money back that you pre-paid for unused periods. Few insurance companies charge a small cancellation fee.

What is a declaration page?

A declaration page is a policy that specifies the named insured, address, policy period, location of premises, policy limits, and other key information that varies from insured to insured. The declarations page is also known as the information page and can be found on your carrier portal.

I don’t have an insurance, can I still get a quote?

Yes, please call us at (415) 842-2411 so we can walk you through the process or indicated in the sign-up that you currently have no insurance.

How can I change the cars and drivers on my quote?

Please call us at (415) 842-2411 or reach out to us via chat so we can make those changes for you.

Can I get a renewed quote?

Yes, please reach out to us over chat or email and let us know if you made any changes in your coverage since last time we worked with you.

How can I contact Gabi?

You can email to, call us at (415) 842-2411 or chat with us after you have logged in into your Gabi account.