Frequent Questions

What is Gabi?

Gabi is your insurance concierge. We are your online broker who compares all of your insurance options to find you the right policy, all in under two minutes. We don’t like to keep you waiting.

How does Gabi work?

Instead of asking you to type in all information about your house or your car we start with your current policy. You can easily connect your current insurance account or send us a PDF of your policies. Our technology then understands your current coverages and shops around for a better policy. The whole process takes 2 minutes. Ditch those tedious forms!

What insurance types does Gabi work with?

We shop for your car, home, renters, condo landlord, and umbrella insurance. If you ask us nicely we’ll also check your motorcycle and RV. We also take discounts for bundles into account.

How much does Gabi cost?

Nothing. We are paid by the insurance companies if we sell one of their policies. But this does not mean that we push you to buy a policy. We believe that you will like us so much that you will purchase a policy one day - we can wait!

How much can I save by using Gabi?

Everybody’s situation is different. On average we are able to find savings for 7 out of 10 of our customers. And those savings are $720 on average. Every year. For the same or an even better coverage.

How does Gabi get compensated?

Legally we are an insurance agent. We get paid by the insurance companies when we sell their insurance policies.

Do I pay Gabi?

No, we sell the policy but you pay the insurance company directly via bank account or credit card. We don’t take money from you!

Where does my insurance card come from?
You will get it directly from the insurance company. If you are in a hurry we will also send it to you immediately. We also upload it to your Gabi account so that you have it handy.
Whom do I call for claims?

You can call us or you can call the insurance company directly. We are happy to help!

Is Gabi licensed?

Yes, we are a licensed agent in all 50 states and D.C. Our team has several decades of insurance experience helping customers find the best policies. You can see all our licenses here https://www.gabi.com/license/. It is a boring list though.

Will Gabi sell my data and will I get bombarded with phone calls and emails?

No. This is how insurance shopping used to be. Filling out endless forms in return for hundreds of spam emails and phone calls. We believe there must be another way that treats the customer how he is supposed to be treat: as the queen or the king! That’s why we NEVER sell your data, never share your data, never cold call you and don’t spam you.

How long does it take after signup to get my quote comparison?

In most cases you will get a your quote comparison within 2 minutes. Yes, it literally takes 2 minutes. If our technology can not work its magic we will have to manually check your policy. That should not take more than 48 hours. We will ping you once we have completed our work.

Can I switch my current insurance to a cheaper company anytime?

Yes, you can stop overpaying any time. Even if you prepaid your current insurance you will get the money back for the unused periods. There are few companies that charge an “early termination fee” - ask our agent before switching.

What is a declaration page?

A declaration page is the summary of a policy that summarizes what is covered by the insurance and what the premium is. So on an auto declaration page you will find the names of the drivers, the VIN numbers of the cars, the miles driven, the coverage limits, deductibles, the policy period and the premium. The declarations page is also known as the information page and can be often found when you login into your insurer’s portal.

How can I change the cars and drivers on my quote?

Please chat with us or email us. Soon you will be able to make those changes yourself.

How can I contact Gabi?

You can email us at advisors@gabi.com or chat with us after you have logged in into your Gabi account. Once you have selected a quote that you like, we will assign a personal advisor to you that you can contact directly.