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Most Speeding Tickets by State

by Agnieszka Fratczak,  Dec 20 2020

Ever wonder what the other drivers on the road are thinking? While mistakes happen — whether they just weren’t paying attention or aren’t familiar with the speed limit in the area — if you think your home state is just a little too speedy, you might be right. Here are the most speeding tickets by state: 

States with the most speeding tickets

California

New York

Florida

Georgia

North Carolina

Washington

South Carolina

Ohio

Oregon

Texas

How speeding tickets impact your car insurance

Caught speeding? Here’s how to save on your premiums

States with the most speeding tickets

Does your home state top the list? From the West Coast to the East Coast, the police departments in these key states have been busy. 

California

  • Average speeding tickets per year: 1,053,935
  • Population: 39, 800,000
  • Maximum speed limit: 65mph

With its high population, it’s no surprise California has the highest rates of speeding tickets in the nation. What may be a surprise is the range of tickets. Depending on where they’re pulled over, Californians can fork over anywhere from $35 to $900. You won’t know how much the ticket will be until you have it though, so probably better to play it safe. 

New York

  • Average speeding tickets per year: 712,370
  • Population: 19,450,000
  • Maximum speed limit: 65mph

New York takes speeding infractions very seriously. While some defensive driving courses might encourage you to drive at the speed of traffic, New York says that it does not make exceptions, even if you’re following everyone else’s lead. 

Florida

  • Average speeding tickets per year: 704,092
  • Population: 21, 480,000
  • Maximum speed limit: 70mph

If you’re caught speeding in Florida, the general understanding is that you may be let go if you aren’t going over the speeding limit by much. However, speeding tickets can cost up to $588, depending on how fast you’re going and whether you’re in a school zone or not. 

Georgia

  • Average speeding tickets per year: 601,905
  • Population: 10,620,000
  • Maximum speed limit: 65mph

Speeding fines in Georgia may actually seem relatively low compared to other states. The maximum fines for first-time speeding violations can range from as little as $25 to as much as $500.

North Carolina

  • Average speeding tickets per year: 528,062
  • Population: 10,490,000
  • Maximum speed limit: 70mph

Speeding in the southern state of North Carolina is taken very seriously. You can receive a ticket for driving faster than the posted speed limit, and for driving 15mph slower than the posted speed limit. You may also be fined for speeding in a work zone or a school zone. 

Washington

  • Average speeding tickets per year: 416,699
  • Population: 7,615,000
  • Maximum speed limit: 70mph

Compared to other states, Washington does tend to charge a higher baseline price for speeding tickets. You can pay anywhere from $125 to $423 for a speeding fine in this state.

South Carolina

  • Average speeding tickets per year: 388,631
  • Population: 5,149,000
  • Maximum speed limit: 75mph

South Carolina has a basic expectation of its drivers, and if you drive at a higher speed than what is found to be reasonable and prudent, you may find yourself facing a fine. Fines in South Carolina range from $15 to $200, and you can even face up to 30 days in jail for a speeding violation.

Ohio

  • Average speeding tickets per year: 380,545
  • Population: 11,690,000
  • Maximum speed limit: 70mph

If you’re a first-time offender in Ohio, the maximum fine that you could face is $150. The more offenses you have, the higher the fines and penalties you’ll pay. . 

Oregon

  • Average speeding tickets per year: 322,871
  • Population: 4,218,000
  • Maximum speed limit: 65mph

Speeding violations in this state can depend on the circumstances that led you to speed. However, as a general rule, the fines can start at $125 and go as high as $1,150, depending on the offense and how fast you were going. You may also face a license suspension.

Texas

  • Average speeding tickets per  year: 315,739
  • Population: 29,000,000
  • Maximum speed limit: 85mph

In Texas, you may face a fine of $1 to $200, depending on local ordinances and what the judge determines. If you are convinced by the judge or speeding more than 10% of the posted limit in the area where you were pulled over, you can also face points on your license.  

How speeding tickets impact your car insurance

Getting pulled over can get your heart racing, but it’s not all over as soon as you pull away. A speeding ticket can affect much more than your wallet. In fact, even after you’ve paid off the fine for your ticket, you could still find yourself continuing to pay financially in the future. This is because speeding tickets can have a lasting impact on your auto insurance.

After receiving a speeding ticket, you may find that your rate insurance rate has increased when it comes time for your renewal. The way insurance providers see it, speeding can be an indication of a higher likelihood to be involved in an auto accident in the future. The insurance company can — and most likely — will raise your insurance rate to account for this increased risk of you making an auto insurance claim. You can also lose some of the discounts you may have had in the past, such as a good driver discount. 

If your rates go up, you should shop around for cheaper auto insurance, but keep in mind: Your speeding ticket will go with you. When an insurance company offers you an auto insurance quote, it does so based on a number of factors. One is your driving record, which a speeding ticket will show up on. 

Caught speeding? Here’s how to save on your premiums

First of all, if you’ve been caught speeding and see your insurance rate spike, it might be time to look into other insurance companies. Each company will assess risks differently and a different company may not consider your speeding ticket to be as risky as your current company. If you have an otherwise good driving record, you may even find that some insurance companies don’t fault you for one incident at all.

To save on your premium with or without a speeding ticket on your record, you might want to consider:

  • Taking a defensive driver course: Successfully completing a course could net you a discount on your auto insurance, but verify that company with your insurance provider before you sign up. 
  • Focusing on building your credit score: Your credit score plays a factor in what rates you receive. Paying down debts and bringing you credit accounts current can help you boost your credit score. 
  • Raise your insurance deductible: Raising your deductible can also help lower your premiums. However, don’t raise it more than you can afford. If an accident does happen, you want to know you’re covered. 

While no one actually wants a speeding ticket, if you do make a mistake, know that you can move on from it. Your speeding ticket may stay on your record for up to five years depending on where you live, but if you keep building a good driving history, you’ll find a car insurance provider with great service and rates. 

Editorial content on Gabi.com is not written by a licensed insurance agent. It is intended for informational purposes only and should not be considered legal or financial advice.

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